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Maintain Your Financial Aid Eligibility

Complete the Free Application for Federal Student Aid (FAFSA) every year

You must complete the Free Application for Federal Student Aid (FAFSA) process for every year that you plan to receive financial aid. The FAFSA application becomes available on October 1, and is used for the following school year: Fall, Spring and Summer.

Complete your FAFSA as early as possible to maximize your award eligibility.  For additional guidance go here

Complete Additional Requests for information

You may be required to provide additional documentation beyond the FAFSA in order to be eligible for financial aid.  Monitor your student portal to do list and your CCC email.  If you are selected for verification you can obtain the required verification worksheet by visiting your college Financial Aid office or navigating here.

Maintain Satisfactory Academic Progress (SAP)

In order to be eligible for financial aid funds, CCC students must maintain the following qualitative and quantitative standards of academic progress:  

1. Grade Point Average (CUM GPA): a student must maintain a cumulative GPA of 2.0 or higher, AND  

2. Pace: a student must complete (grade "D" or higher) 67% cumulative credit hours attempted, AND  

3. Maximum Timeframe: a student must stay on track to complete his/her program of study within 150% of the program's credit-hour length, or timeframe. A student loses financial aid eligibility when it becomes mathematically impossible to complete the academic program within 150% of the program's required credit hours.  

A detailed explanation of SAP standards can be found on page 54 of the Student Policy Manual. To appeal a SAP Hold, visit the SAP Appeal Website.

Financial Aid Eligible Programs and Courses 

Federal student financial aid is available for students whose educational intent is to earn a financial aid eligible degree or certificate. Your Financial Aid Office can provide a comprehensive listing of programs that are financial aid eligible at CCC. Therefore, it is important that students meet with a College Advisor prior to registration to ensure that their courses are program applicable and eligible for financial aid.

Federal regulations state that Financial Aid can only be awarded for classes that count towards your declared academic program or up to 30 credit hours of remedial coursework.  If you choose to take these courses, your financial aid will be adjusted according to the number of eligible credit hours.  If your award does not fully cover your tuition, you are responsible for using self-pay methods to pay your remaining tuition balance. 

To receive your maximum Financial Aid award, log into, click on “My Academic Plan”, go to Academic Planning, then Degree Audit to review the courses you need to complete your degree. If your declared academic program is incorrect, speak with your college advisor immediately to have it updated.  

If you have questions about how the courses you are enrolled in will affect your Financial Aid eligibility, contact your campus’s Financial Aid Office.

For details of this policy, see page 50 of the CCC Academic and Student Policy Manual.

Withdrawing from all courses (R2t4) Impacts your financial aid

Students who officially withdraw (WTH) before the 60% point of the semester, or are administratively withdrawn (ADW) from all of their financial aid eligible classes, will be required to return a portion of the Title IV funds they have received. Title IV funds include Federal Pell Grant, Federal Supplemental Educational Opportunity Grant, and Federal Direct Loans. The City Colleges of Chicago (CCC) will apply a federally mandated Return to Title IV calculation, "R2T4" to determine the percentage of financial aid the student has earned, which is based on the percentage of the term he/she completed.       

Student Loan Default      

Students who are currently in a default on any student loan(s) are not eligible for Title IV funds. Contact your lender/servicer and make arrangements to pay off your previous student loan. Generally, you must make at least 6 consecutive monthly payments before you will be eligible for any Title IV funds. The Federal Student Aid site provides guidance on Repaying your Loans​.